FAQ

Koperasi Kosema offers various financial services such as savings, loans, and insurance at affordable costs. We also provide financial consultation services to help members achieve their financial goals.

To become a member, you need to fill out a registration form and pay an initial deposit of Rp 5,. The registration process can be done directly at our office or through our online service.

The administrative fee for loan services is 1% of the loan amount, with a fixed interest rate of 1% per year. This fee is included in the monthly payment total.

Koperasi Kosema only accepts deposits from active members. To become a member, you need to follow the registration process described earlier.

To apply for a loan, you need to fill out an application form, submit supporting documents, and attend a consultation meeting. This process usually takes 3-5 business days.

Benefits of being a member include access to low-cost financial services, free financial training programs, and the opportunity to receive dividends from the cooperative's profits.